Helping you buy

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How much could you borrow?

The first step to buying a house is getting a mortgage agreed. This will give you a good idea of your price range, and won’t tie you into anything.

Use our calculator to see how much you could borrow and how much deposit you might need.

» More about mortgages

Your salary

The amount you can borrow is based on how much you earn – if you’re buying with a partner, enter your combined salary. We don’t store or share this information.

£    

Your result

Maximum 85% mortgage:
Deposit at 15%:
Total property cost

This calculator is intended as a rough guide. You should get an exact figure from a mortgage lender, who will take more factors into account.

Bear in mind that mortgages can range between 60% and 90% of the property price (which means deposits range between 40% and 10%). The total property price shown here is calculated based on 4x your annual income with an 85% mortgage and 15% deposit.

Legal information

Please note that all images used are for illustrative purposes only. Please see our Image Disclaimer for further details. Barratt Homes is a trading name of BDW TRADING LIMITED (Company Number 03018173) a company registered in England whose registered office is at Barratt House, Cartwright Way, Forest Business Park, Bardon Hill, Coalville, Leicestershire, LE67 1UF, VAT number GB633481836.