First Time Buyers | New Homes for Sale

Saving for a deposit is something that holds lots of first-time buyers back. So we'd like to give you a step up onto the ladder, by lending you some of the money through a shared equity offer.

If you buy your first home in England though the FirstBuy scheme, your deposit could be as low as 4% - take a look at our deposit calculator to see the difference it could make. Or, if you're looking in Scotland or Wales, there's a similar scheme for you called Head Start.

We also have a range of other options for first-time buyers that might suit you, just take a look.

With these shared equity schemes you'll still own 100% of your home; you just won't have to pay so much up front. And your monthly mortgage payments could be lower too.

Choose a purchase price:

£110,000	£16,500	£4,400	£0
£120,000	£18,000	£4,800	£0
£130,000	£19,500	£5,200	£1,300
£140,000	£21,000	£5,600	£1,400
£150,000	£22,500	£6,000	£1,500
£160,000	£24,000	£6,400	£1,600
£170,000	£25,500	£6,800	£1,700
£180,000	£27,000	£7,200	£1,800
£190,000	£28,500	£7,600	£1,900
£200,000	£30,000	£8,000	£2,000
£210,000	£31,500	£8,400	£2,100
£220,000	£33,000	£8,800	£2,200
£230,000	£34,500	£9,200	£2,300
£240,000	£36,000	£9,600	£2,400
£250,000	£37,500	£10,000	£2,500
£260,000	£39,000	£10,400	£7,800
£270,000	£40,500	£10,800	£8,100
£280,000	£42,000	£11,200	£8,400
£290,000	£43,500	£11,600	£8,700
£300,000	£45,000	£12,000	£9,000

Typical minimum deposit at 15%
Deposit with shared equity

And don’t forget, if your home is less than £250,000 there’s also no Stamp Duty to pay if you complete before March 24, 2012. That could save you up to £2,500 when you move – so what's stopping you? Just find your perfect Barratt home and let us help you make it your own.