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Help to Buy (Scotland)

Find your new home with just a 5% deposit with Help to Buy (Scotland). Help to Buy funds are limited, so act now to avoid missing out.

 

Buy a new home in Scotland with just a 5% deposit

With a Help to Buy equity loan you could find the home that’s right for you with just a 5% deposit. The Scottish Government will lend you up to 15% of the property value through an equity loan.

You’ll only need to secure up to an 80% mortgage from a bank or building society, making that first step a little easier.

The maximum price for homes included within the scheme will reduce each year as follows:

  • 2016/17 the maximum property value is £230,000
  • 2017/18 the maximum property value is £200,000
  • 2018/19 the maximum property value is £175,000

Help to Buy in Scotland

Help to Buy calculator

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. This calculator is provided for guidance only; Barratt Homes does not offer mortgage advice. Subject to full affordability checks, you may qualify for a higher equity loan amount from the government. You should take advice from a suitably qualified adviser before agreeing to a mortgage.

What are you waiting for?

Government funding is limited each year, so act now to avoid missing out. Call us today on 0844 55 66 166 to arrange a visit at your local development, or use the search bar below to find developments near you. 

More information on Help to Buy (Scotland) is available from the Scottish Government here.

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