About Cookies

We use cookies on this website to give you the best possible experience.  To find out more and to stop cookies please go to our cookie policy.

|
Buy to let info off
My account/Register

Loading, please wait...

Why register?

It's easier to find your ideal home with an account – and you'll be the first to hear about new homes

Your handy home-buying guide

There’s a lot to think about when buying a new home, so it can be difficult to know where to start. We’ve created this handy guide to give you all the information you need to make your next move now. So what are you waiting for…?

We're here to help

Buying a new home can seem like a daunting task – with securing a mortgage, confusing house-buying language (check out our jargon-buster!), and the search to find the perfect property – but it doesn’t have to be stressful. Buying a new home should be an exciting time, so we’re here to help take the hassle out of home buying.

Buying a new home with Barratt could be a simple and convenient way to make your next move – so whether you’re a first-time buyer looking to take that first step on the property ladder, or an existing homeowner wanting more space for your growing family we can help you make the choice that’s right for you.

This page will guide you to all the information you need to get moving now. Plus, you can download and keep a comprehensive guide to home buying to have on hand for future reference – just click on the relevant link below to download your guide.

Living room

Now is a great time to buy

A family eat breakfast

With competitive mortgage rates available, reduced stamp duty and increasing property prices, now really is a great time to buy your new home.

Interest rates in the UK are at their lowest level in recent history with the Bank of England base rate currently at just 0.5%. These cheaper borrowing costs mean some lenders are able to offer lower-rate mortgages.

So if you are looking for a bigger home for your growing family you could take advantage of low interest rates and make your move for less than you think. And by fixing your mortgage repayments, you’ve got the added reassurance of knowing what your repayments will be, even if the base rate goes up.

While interest rates remain low, property values have continued to rise. As of May this year house prices were rising at 4.6% a year* which could make buying now a great investment for the future. So, why wait? 

You could move sooner than you think

With a range of fantastic offers to suit everyone, there’s no need to wait to find your ideal home. Whether you’re a first-time buyer or an existing homeowner – Help to Buy could help you take the next step on the property ladder.

With the Government’s Help to Buy scheme you can buy a home up to the value of £600,000 in England (£300,000 Wales, £230,000 Scotland) with just a 5% deposit.

Find out more about Help to Buy in England & Wales

Find out more about Help to Buy in Scotland

Find out more about Help to Buy in London

And with our Part Exchange scheme we could buy your existing property so you can move quickly to one of our new homes. There are no estate agent fees to pay, no chains, no fuss – just a straightforward move for you and your family.

Exterior of a Barratt home

It's time to get mortgage fit

A couple view a Barratt home

The first thing you need to do when preparing to buy your new home is to make sure you are in the best possible position to have a mortgage approved – you need to get ‘mortgage fit’.

There are lots of ways you can prepare to apply for a mortgage, from checking and improving your credit score to getting on the electoral roll. We’ve prepared a handy checklist to help you get mortgage fit so you can make your move.

Time to get moving...

Now you’ve figured out which offers are right for you, got mortgage fit and decided that now’s the time to buy your ideal home, it’s time to get moving.

From working out how much you’ve got to spend, to stepping through the front door of your brand new Barratt home, we are here to guide you every step of the way.

Check out our super simple step-by-step guide to home buying.

 

 

 

 

*Source: Nationwide

** Costs based upon the comparison of a new-build four-bed detached house built to 2010 regulations vs. Victorian property (upgraded with modern-day improvements). An upgraded Victorian home means one which has the following improvements over original build specification: 200mm loft insulation, double glazing to half of all windows, a 72% efficient (non-condensing) gas boiler and insulated hot water cylinder. Source: Zero Carbon Hub and NHBC Foundation 2012.

Calls to our 0844 numbers cost 7p per minute plus your phone company's access charge.

Without the Help to Buy scheme we couldn’t have afforded such a big place for us all. I would absolutely urge other people looking for a home to use it, as it makes your money go that little bit further.

BARRATT HOMEOWNERS THE BARTRAM FAMILY, Bedfordshire

 

 
Please enter a location or postcode so we can show you the right results.
Back to top