Help to Buy equity loan scheme means you can move with just a 5% deposit and is available for both first time buyers and existing home owners.

• The Government provides an equity loan of up to 20% of the value of your property which is interest free for 5 years
• The Help to Buy equity loan can be repaid at any time or on the sale of your home
• You then need to secure up to a 75% mortgage (there is a range of competitive mortgage rates available with this scheme, so you can find something to suit your budget)
• Available exclusively on new build homes up to £600,000 in England, £300,000 in Wales and £200,000 in Scotland

Who is eligible?

The scheme is available to first-time buyers and existing home owners. The home you buy must be your only residence. Help to Buy is not available to assist buy-to-let investors or those who will own any other property after they complete. Book an appointment today and we can introduce you to a New Homes Mortgage Adviser who will be able to tell you if you qualify for the scheme.

The terms of the scheme vary between England, Scotland, Wales and London, so take a look at the Help to Buy Scheme in your area for more details – full details are at the bottom of this page.

How does it work?

Use the Help to Buy calculator to see how Help to Buy could work for you. 

Start your search now using the search bar below and find a new home you'll love to live in.