With Help to Buy, you could buy a brand-new home sooner than you think.

• You only need a 5% deposit
• The Government loans you up to 20% of the value of the property (a big boost to your deposit)
• The loan is interest-free for five years, making your dream home more affordable.
• You only need to secure a 75% mortgage

There are a range of competitive mortgage rates available with this scheme, so it’s worth comparing lenders to find the best deal. We can introduce you to a (potentially fee-free) New Home Mortgage Adviser who’ll search the market to find you a great deal.

Homes that qualify

The scheme is available exclusively on new build homes up to the property value of:

• £600,000 in England
• £300,000 in Wales
• £200,000 in Scotland

This page provides information about Help to Buy in England, outside of London. The scheme works slightly differently in London, Scotland and Wales. View our location-specific pages to find out how Help to Buy works where you are.

Help to Buy Wales            Help to Buy Scotland            Help to Buy London