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Why register?

It's easier to find your ideal home with an account – and you'll be the first to hear about new homes

What is Help to Buy?

With Help to Buy, you could buy a brand-new home sooner than you think.

  • You only need a 5% deposit
  • The Government loans you up to 20% of the value of the property (a big boost to your deposit)
  • The loan is interest-free for five years, making your dream home more affordable.
  • You only need to secure a 75% mortgage

There are a range of competitive mortgage rates available with this scheme, so it’s worth comparing lenders to find the best deal. We can introduce you to a (potentially fee-free) New Home Mortgage Adviser who’ll search the market to find you a great deal.



Homes that qualify

The scheme is available exclusively on new build homes up to the property value of:

  • £600,000 in England
  • £300,000 in Wales
  • £200,000 in Scotland

 

This page provides information about Help to Buy in England, outside of London. The scheme works slightly differently in London, Scotland and Wales. View our location-specific pages to find out how Help to Buy works where you are.

Help to Buy Wales            Help to Buy Scotland            Help to Buy London