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Buy a new home in London with just a 5% deposit

With interest rates at an all-time low, now could be a great time to buy. And if you are looking to buy a property in London then the new London Help to Buy scheme could help you to move sooner than you think.

All you need is a 5% deposit to secure your home. The Government will provide an equity loan of up to 40% of the property value, meaning you only have to secure a mortgage of up to 55% from a bank or building society. The Government equity loan is interest-free for the first five years and can be repaid at any time during the loan term or on the sale of your home.

London Help to Buy:

  • Requires a minimum deposit of only 5% of the property value of your new home
  • Is available on new-build homes up to £600,000
  • Is available for properties located in one of London’s 32 boroughs, or the city of London itself

Check out our Help to Buy Frequently Asked Questions for more information on how Help to Buy could help you get moving.

This scheme has been extended until 2021 through a further £8.6 billion in Government funding[1]

[1] source: gov.uk

Help to Buy

Help to Buy in London