You could reserve your new home with just a 5% deposit with the Help to Buy scheme. With some homes ready to move into, you could be in by the New Year if you're quick.
The Government-backed scheme gives first-time buyers and current homeowners the chance to move with just a 5% deposit. That means you only need to secure a 75% mortgage as the government will provide you with a 20% equity loan, interest free for 5 years. It’s only available on new homes, so it’s another great reason to buy new.
The terms of the scheme vary between England, Scotland, Wales and London, so take a look at the Help to Buy Scheme in your area for more details.