Common misconceptions about credit scores
The Finances

Common misconceptions about credit scores

We've taken a look at some of the most common misconceptions around credit scores, and how you could help improve your score. Misconceptions about your credit score If you’re planning...

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Second charge on your home
The Finances

Second charge on your home

When you purchase a property through the Help to Buy Equity Loan scheme you will take out two secured loans against your new home. These are termed first and second...

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Speaking to a mortgage adviser
The Finances

Speaking to a mortgage adviser

When you’re buying a home through Help to Buy, it’s key that you speak to a qualified new home mortgage advisor. Remember that the Government loan is available for up...

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A guide to mortgage underwriting rules
The Finances

A guide to mortgage underwriting rules

In the UK, mortgage lenders have to adhere to strict rules when deciding who to lend to. It’s a lender’s responsibility to make sure they only offer what borrowers can...

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Remortgaging: When it's the right option for you
The Finances

Remortgaging: When it's the right option for you

From time to time, it’s a good idea to review your current mortgage and shop around for a better deal. But how should you go about remortgaging your home and...

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Negative equity - How to get out of it
The Finances

Negative equity - How to get out of it

Negative equity - How to get out of it If you’re a homeowner, negative equity is a term that inevitably triggers alarm bells. But what is negative equity, how could...

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Help to Buy figures for Q4 2017
The Finances

Help to Buy figures for Q4 2017

The Help to Buy statistics for the last quarter have been released, showing that the Help to Buy Equity Loan continues to be an extremely popular scheme. Help to Buy...

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Secured loans - A guide
The Finances

Secured loans - A guide

In instances where you are in need of a cash-boost, a secured loan allows you to borrow a lump sum of money against the value of your home. Also, when...

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How does part exchange work?
The Finances

How does part exchange work?

If you already own your own home and want to buy a new build property, you may have the option of a part exchange. But what does that really mean?...

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8 Practical tips to save for your house deposit
The Finances

8 Practical tips to save for your house deposit

Saving for a house deposit is a challenge, but with a few practical steps you’ll soon be on the way to buying a property of your own. From a few...

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