To get the best home insurance policy, you can:
● Shop around and use impartial online comparison services
● Take extra security steps to protect and secure your new home. Installing security lights, a visible burglar alarm and CCTV cameras can reduce your premiums and the chance of burglary
● Homeowners should consider joint buildings and contents cover as it’s the most cost-effective option. It covers both structural damage and stolen or damaged valuables and possessions
● Increase your voluntary excess, but make sure you weigh up the pros and cons of doing so first. Voluntary excess is chosen by you in addition to compulsory excess and can be set as low as zero. This reduces how much you will have to pay out when you make a claim.
In addition to our home insurance guide, make sure you get advice from friends, family and impartial online resources before making a decision.