How to get a mortgage if you have bad credit
Have you missed a mobile phone payment, or some credit card, loan or mortgage payments? Maybe you’re in some kind of debt repayment arrangement or have County Court Judgments against you? Perhaps you’re young or are just starting to earn a regular income and have no credit history yet.
Whatever the reason for being in this situation, your credit record will make getting a mortgage more difficult. However, the good news is ‘bad credit mortgages’ are available. Follow these seven steps, and you can increase your chances of getting approved.