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It's easier to find your ideal home with an account – and you'll be the first to hear about new homes

Take advantage of Help to Buy

Borrow Money

If you are finding it difficult to obtain a mortgage, then it could be worth considering the government’s Help To Buy Equity Loan scheme.

With Help to Buy Equity Loan, you only need a minimum deposit of 5% of the value of your new home. The government lends you an equity loan of up to 20% of the value of your home (15% in Scotland, 40% in London), so you’ll only need a 75% mortgage (80% in Scotland, 55% in London). This gives you access to better mortgage rates, and the equity loan is interest-free for 5 years too.