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Mortgages for special circumstances

There are now mortgages available to homebuyers who have been self-employed for just 12 months, when previously lenders often needed 3 years of accounts history. Likewise, home buyers who have missed payments on loans or credit cards, or who are purchasing later in life and need a mortgage that takes them past normal retirement age might now be eligible. So even if you have ‘special’ circumstances, it is still worthwhile talking to an expert who can advise you of your options. 

This guide to mortgages was produced in collaboration with L&C Mortgages, the UK’s largest fee free mortgage broker and adviser.

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