There’s a lot to think about when buying a new home. Where to buy, your price-range and the number of bedrooms will be on your mind. But before making any of those decisions, it’s a good idea to have either an agreement in principle in place, or at least some idea of the mortgage that's right for you.

A mortgage is typically the largest and most important loan that you will take out, so choosing the right product is essential. Even the smallest percentage difference in rate can add up to a vast amount of extra money over the 20-40 years that a typical mortgage lasts.

Here’s our jargon-free guide to help you get the right mortgage for you.