Before you take the plunge, make sure you:
● Find out if you’ll be charged an exit fee or an early repayment charge on your current mortgage
● See what your current lender will offer – but always compare that to what you could get elsewhere
● Research different mortgage types, and seek impartial advice on what will work for you
If you decide to go ahead with remortgaging, make sure you plan well in advance and do as much research as possible.