New home mortgage advisers receive a fee from the lender they place your mortgage with. This has no impact on what you pay for a mortgage, although some advisors may charge a fee for their services. You should always ask your adviser if they do from the outset.
When sorting your mortgage, you should find out exactly what you’ll need to pay and when. This includes upfront costs like your deposit, stamp duty, valuation and legal fees. You’ll need to recognise your ongoing payments too, including your monthly mortgage and Equity Loan repayment fees.
You’ll want to have the entire picture fully detailed before proceeding.