Buying your first property can be a daunting experience as well as an exciting one. Understanding how much you can borrow, where to buy, what kind of property to buy, choosing a solicitor, and working out the costs all take time and need a lot of thought.
However, before you even look for a mortgage, it’s essential you take some time to polish up your credit history and your financial commitments to help give your mortgage application the best possible chance of being successful. It’s important to understand what might harm a mortgage application and what steps you can take to prevent any issues that may sink your home-buying dreams.
The good news is that there’s a lot of help available and ways that you can boost your chances of a successful mortgage application.