Barratt Homes @Mickleover

Etwall Road, Mickleover, DERBY, DERBYSHIRE, DE3 0BY

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Don't miss out on your ideal home

How will Barratt use my data?

We'll only ever contact you in ways you've agreed to, keep your data safe, and will never sell it on to a 3rd party.

To find out more about what we do - and don't do - with your data, read our privacy policy.

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Don't miss out on your ideal home

How will Barratt use my data?

We'll only ever contact you in ways you've agreed to, keep your data safe, and will never sell it on to a 3rd party.

To find out more about what we do - and don't do - with your data, read our privacy policy.

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How will Barratt use my data?

We'll only ever contact you in ways you've agreed to, keep your data safe, and will never sell it on to a 3rd party.

To find out more about what we do - and don't do - with your data, read our privacy policy.

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Celebrate the Great British summer at Mickleover this Bank Holiday weekend! Reserve your new home and receive the current plot incentives, PLUS a £5,000 John Lewis voucher OR a landscaped garden package*. Reserve your place today!

Scroll down for more information.

 Situated close to open countryside, Barratt Homes @Mickleover is a new development of 2, 3 and 4 bedroom homes that have been designed with your family's needs in mind.

Located in the renowned location of Mickleover, this stunning semi-rural development is just a stone's throw away from Derby, meaning you'll be within easy reach of the shops, bars and restaurants. You'll benefit from great transport links with the A516, A38 and A50 close by and a number of schools for children of all ages in the area.

Barratt Homes @Mickleover is the ideal place to call home for first time buyers, working professionals and growing families alike.


*Terms and conditions apply. Offer available on selected 3 and 4 bed homes only

 

  • Fantastic offers available on ready to move into homes! - Call 01332 731 247 or visit us today to find out more
  • Mickleover hosts an award winning Site Manager!
  • 5 Star homebuilder for 10 years in a row
  • Reserve your new home with just a 5% deposit using Help to Buy
  • No Stamp Duty to pay for first time buyers!
  • Fantastic road links to the A38, A50 and M1
  • Derby Train station can be reached in 15-minutes
  • Markeaton Park is close by
  • Intu Derby shopping centre just a 15-minute drive
  • Opt in to receive our marketing and to be kept up-to-date with our special offers and new releases! Don't delay- homes selling fast!
Images include optional upgrades at additional cost

Why not come and visit? Our opening hours are... Monday 12.30pm - 5.30pm and Thursday to Sunday 10am - 5.30pm

Events and offers

The Great British Summer is coming to Mickleover!

Great British Summer event

Launching August bank holiday!

To celebrate the Great British Summer, we have fantastic offers available* on selected homes until 30th September! You won’t want to miss out!

Plus, visit our Great British Summer event on Saturday 24th – Monday 26th August and enjoy a glass of Pimms and some sweet treats on us!

Explore the development for yourself; discover all the latest design trends on offer in our Show Homes and get some summer inspiration from our landscaped gardens. Find your dream home and take the opportunity to speak to our friendly Sales Advisers about your upcoming move. 

Reserve your place today!

*Terms and conditions apply. Offer available on selected 3 and 4 bed homes only

Terms & Conditions

Terms and Conditions

1.1 This offer is only available on selected new build plots and Developments in England only (excluding London).  The maximum property value for Help to Buy is £600,000.

1.2 Help to buy is only available on capital and interest (or repayment) mortgages and on properties which are occupied by the individual or individuals taking out the mortgage.

1.3 Purchasers will be required to raise funding (including a mortgage and a deposit) of not less than 80% of the property purchase price (excluding any mortgage fees). The property will be subject to a first charge in favour of the mortgage company. Purchaser deposit must be a minimum of 5% after the equity loan has been applied.  Mortgage lender's criteria may affect any deposit percentage and whether it applies before or after the equity loan is deducted from the purchase price.

1.4 The HCA will provide an equity loan to eligible purchasers of not less than 10% and not more than 20% of the purchase price subject to the terms of the equity loan agreement. Based on the maximum purchase price of £600,000, the HCA will therefore provide an equity loan of up to £120,000.

1.5  The equity loan provided by the HCA will be secured by a second charge on the property behind the first charge referred to in paragraph 1.3.

1.6  The equity loan provided by the HCA will not incur any loan fees for the first 5 years. From the beginning of year 6, loan fees will be payable by the purchaser at an annual gross rate of 1.75% of the loan’s value, rising at the Retail Prices Index (published by the Office for National Statistics) plus 1% per year thereafter.  Fees don’t count towards paying back the equity loan.

1.7  The equity loan must be repaid within 25 years of legal completion of the purchase of the property whether the property is sold or not.

1.8  The equity loans will be repayable on the basis of the greater of the price of the property or its market value at the time of future sale or mortgage repayment as opposed to the original purchase price but disregarding additions or improvements made to the property by the purchaser with the consent of the HCA. This means that if the property increases or decreases in value, the purchaser will pay the HCA the same percentage of the new price of the property as the percentage the equity loan was of the original price.  This may result in the HCA being paid more or less than the original loan value.

1.9  If, on the sale of the property, the price of the property has fallen and there is insufficient money from the sale to repay the equity loans after the mortgage has been paid the purchaser will lose any deposit paid. The HCA will not however seek to recover the balance of their equity, not otherwise paid out of the proceeds of sale, from the purchaser.

1.10 The purchaser may repay the equity loan to the HCA at any time following legal completion. Repayment whether in full or by instalments will be based on the market value of the property at the time of the repayment(s) and the purchaser will have to arrange and pay for the valuation of the property at that time. The minimum instalment value is 10% of the total of the equity loans.

1.11  Detailed terms and conditions apply to the equity loan which will be made available to the purchaser via their legal advisors as part of the conveyancing process.

An example of how Help to Buy works is as follows:

Mortgage £90,000 (75%)
Deposit £6,000 (5% of purchase price)
Equity loan £24,000 (20% provided by HCA)
Purchase price £120,000

The equity loan provided by the HCA will not incur any loan fees for the first 5 years. From the beginning of year 6, loan fees will be payable by the purchaser at an annual gross rate of 1.75% of the loan’s value, rising at the Retail Prices Index (published by the Office for National Statistics) plus 1% per year thereafter. 

Open market value £150,000 (a 25% uplift in value)
Mortgage repayment £90,000 (assuming no repayment of capital)
Equity loan £30,000 (20% of the open market value)
Remainder available to purchaser £30,000

 

Barratt Homes General Terms & Conditions

Any promoted Barratt offer is subject to contract and status. Offers are on selected plots only and are subject to availability. The offers advertised cannot be used in conjunction with any other offer on the same plot unless expressly stated otherwise. Prices and details are correct at time of going to press. All images are typical of Barratt homes and are for illustrative purposes only. Please contact the development in which you are interested for further details.

Barratt reserve the right to withdraw or alter any of these offers at any time prior to the payment of a reservation fee. Contracts must be exchanged within 28 days of reservation of your property. Failure to do so may result in the loss of all or part of your reservation fee.

The current specific offers being advertised in relation to selected Barratt developments are also subject to the specific terms and conditions set out above (N.B. these offers may vary from time to time and you should refer to the development in which you are interested to discover which offers are available on specific plots and developments).

Barratt will not be liable for the refusal of a mortgage based on the borrower’s individual circumstances which leads to the loss of any reservation fee. Barratt will not be responsible for the failure of any deal due to any defects in your existing property which arise as a result of an inspection or survey, whether a part exchange deal has been agreed or not.
These terms and conditions do not affect your statutory rights.

Barratt Homes is trading names of BDW Trading Limited (Registered Number  03018173) which is a subsidiary of Barratt Developments PLC (Registered Number 00604574) both with registered offices at Barratt House, Cartwright Way, Forest Business Park, Bardon Hill, Coalville, Leicestershire, LE67 1UF.

If you require a mortgage, you are strongly advised to obtain advice from a regulated adviser. Barratt Homes recommends from a panel of new build mortgage advisers who have extensive knowledge of the new build mortgage market, though you may, of course, seek such advice from your own mortgage adviser.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Home of the week - The Moresby | Plot 171

Plot171Banner108

Reserve your new 3 bed ready to move into home from £229,995 and receive:

Upgraded kitchen with integrated appliances worth £3,800*

Flooring throughout worth £2,900*

• £5,000 moving cost contribution*

Click here to find out more

Site and location

Site plan
Local area map

About the area

A fantastic location

Surrounded by green fields and farm land Barratt Homes @Mickleover is the perfect place for families and working professionals to call home. With its fantastic transports links and a number of schools for children of all ages – why would you want to live anywhere else?

You are also only a short drive from Derby city centre where you can shop till you drop, enjoy a delicious dinner or treat yourself to a well-deserved tipple in one of the cocktail bars in the city centre.

Essentials on your doorstep

Residents at Mickleover can enjoy a host of convenient facilities including;   

  • An M&S Simply Food, Sainsbury’s Local and Tesco are all a short drive from your new home

  • Mickleover high street offers a range of shops, pubs, cafés and restaurants

  • The Royal Derby Hospital, Mickleover Doctors surgery, Old Forge House Dentist and Boots pharmacy are all within close proximity

  • A post office, petrol station and a cash point are just a 3-minute drive away from Barratt Homes @Mickleover

  • A number of schools for children of all ages

  • Etwall Leisure centre just a short drive away to keep fit

Efficient, modern design

Barratt Homes @Mickleover is a beautiful development that has been designed with plenty of green open spaces and mature trees. A children’s play area will also feature on the development.  

We are committed to making our homes the most energy efficient they can be. High levels of insulation, double glazing, energy efficient central heating and modern construction methods all combine to save you hundreds of pounds in bills when compared to an older house.

Find out how Barratt Homes are delivering a sustainable future for housing.

Disclaimers

Please note that all images are for illustrative purposes only. Images include optional upgrades at additional cost. Please see our Image Disclaimer for further details.

Super fast broadband is available on selected plots only. Broadband speeds may vary, which may be affected by various factors including distance from the exchange, time of day and internal home wiring. Actual installation time will be dependent on the broadband provider.

Square footage is the total internal floor area of the home, measured from the internal face of blockwork, excluding the garage (if applicable) and any area with less than 1.5m clear headroom under sloping ceilings. The area taken by stairs is included in both floors that the flight serves.

Gross annual projected rental yield figures are based on the projected yields of at least two independent valuations supplied. Figures do not represent guaranteed rental return and are based on the property being continually rented.

'5 Star Housebuilder' awarded to Barratt Developments Plc Group brands.

Following withdrawal or termination of any offer, we reserve the right to extend, reintroduce or amend any such offer as we see fit at any time.