Barratt Homes @Mickleover

Etwall Road, Mickleover, DERBY, DERBYSHIRE, DE3 0BY

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Situated close to open countryside, Barratt Homes @Mickleover is a development of 2, 3 and 4 bedroom homes ideal for first time buyers, families and working professionals.

Located in Mickleover, this semi-rural development is just a stone's throw away from Derby, meaning you'll be within easy reach of shops, bars and restaurants. You'll also benefit from great transport links and a number of schools for children of all ages.

Christmas opening hours

Monday 23rd December – 12.30pm – 5.30pm

Tuesday 24th December – Closed

Wednesday 25th December – Closed

Thursday 26th December – Closed

Friday 27th December – 10.00am – 5.30pm

Saturday 28th December – 10.00am – 5.30pm

Sunday 29th December – 10.00am – 5.30pm

Monday 30th December – 12.30pm – 5.30pm

Tuesday 31st December – Closed

Wednesday 1st January – Closed

Thursday 2nd January – 10.00am – 5.30pm

  • Reserve today and move in time for Christmas!
  • This development is now over 70% sold
  • Fantastic offers available on ready to move into homes
  • Our homes at Mickleover are built by an award-winning Site Manager
  • 5 Star homebuilder for 10 years in a row
  • Reserve today with just a 5% deposit using Help to Buy - available to first time buyers and existing homeowners
  • Fantastic road links to the A38, A50 and M1
  • Derby Train station can be reached in 15-minutes
  • Markeaton Park is close by
  • Intu Derby shopping centre just a 15-minute drive
Images include optional upgrades at additional cost

Why not come and visit? Our opening hours are... Monday 12.30pm - 5.30pm and Thursday to Sunday 10am - 5.30pm

Events and offers

You only need a 5% deposit

Move with just a 5% deposit

With the Government-backed Help to Buy scheme, just a 5% deposit will secure your brand new home at Mickleover. With your deposit and a 20% equity loan provided by the government, you may only need to obtain a 75% mortgage!

Find out more

Terms & Conditions

1.1 This offer is only available on selected new build plots and Developments in England only (excluding London). Under the current scheme until March 2021, the maximum property value for Help to Buy is £600,000.

1.2 Help to Buy is only available on repayment mortgages and on properties which are occupied by the individual or individuals taking out the mortgage.

1.3 Purchasers will be required to raise funding (including a mortgage and a deposit) of not less than 80% of the property purchase price (excluding any mortgage fees). The property will be subject to a first charge in favour of the mortgage company. Purchaser deposit must be a minimum of 5% after the equity loan has been applied. Mortgage lender's criteria may affect any deposit percentage and whether it applies before or after the equity loan is deducted from the purchase price.

1.4 Homes England will provide an equity loan to eligible purchasers of not less than 10% and not more than 20% of the purchase price subject to the terms of the equity loan agreement. Based on the maximum purchase price of £600,000, Homes England will therefore provide an equity loan of up to £120,000.

1.5 The equity loan provided by Homes England will be secured by a second charge on the property behind the first charge referred to in paragraph 1.3.

1.6 The equity loan provided by Homes England will not incur any loan fees for the first 5 years. From the beginning of year 6, loan fees will be payable by the purchaser at an annual gross rate of 1.75% of the loan’s value, rising at the Retail Prices Index (published by the Office for National Statistics) plus 1% per year thereafter. Fees don’t count towards paying back the equity loan.

1.7 The equity loan must be repaid within 25 years of legal completion of the purchase of the property whether the property is sold or not.

1.8 The equity loan will be repayable on the basis of the greater of the price of the property or its market value at the time of future sale or mortgage repayment as opposed to the original purchase price but disregarding additions or improvements made to the property by the purchaser with the consent of Homes England. This means that if the property increases or decreases in value, the purchaser will pay Homes England the same percentage of the new price of the property as the percentage the equity loan was of the original price. This may result in Homes England being paid more or less than the original loan value.

1.9 If, on the sale of the property, the price of the property has fallen and there is insufficient money from the sale to repay the equity loan after the mortgage has been paid the purchaser will lose any deposit paid. Homes England will not however seek to recover the balance of their equity, not otherwise paid out of the proceeds of sale, from the purchaser.

1.10 The purchaser may repay the equity loan to Homes England at any time following legal completion. Repayment whether in full or by instalments will be based on the market value of the property at the time of the repayment(s) and the purchaser will have to arrange and pay for the valuation of the property at that time. The minimum instalment value is 10% of the total of the equity loans.

1.11 Detailed terms and conditions apply to the equity loan which will be made available to the purchaser via their legal advisors as part of the conveyancing process.

An example of how Help to Buy works is as follows:

Mortgage

£90,000

(75%)

Deposit

£6,000

(5% of purchase price)

Equity loan

£24,000

(20% provided by Homes England)

Purchase price

£120,000



The equity loan provided by Homes England will not incur any loan fees for the first 5 years. From the beginning of year 6, loan fees will be payable by the purchaser at an annual gross rate of 1.75% of the loan’s value, rising at the Retail Prices Index (published by the Office for National Statistics) plus 1% per year thereafter.


Open market value

£150,000

(a 25% uplift invalue)

Mortgage repayment

£90,000

(assuming norepayment ofcapital)

Equity loan

£30,000

(20% of the openmarket value)

Remainder available to purchaser

£30,000


Home of the week | The Alderney | Plot 124

Alderney

Reserve your new 4 bed home and receive:

Upgraded kitchen with integrated appliances worth £3,800* 

Flooring throughout worth £4,100*

Shower over bath worth £950*

• £10,000 moving cost contribution*

Click here to find out more

Terms and conditions

*Terms and conditions apply

Site and location

Interactive site plan
Site plan
Local area map

About the area

A fantastic location

Surrounded by green fields and farm land Barratt Homes @Mickleover is the perfect place for families and working professionals to call home. With its fantastic transports links and a number of schools for children of all ages – why would you want to live anywhere else?

You are also only a short drive from Derby city centre where you can shop till you drop, enjoy a delicious dinner or treat yourself to a well-deserved tipple in one of the cocktail bars in the city centre.

Essentials on your doorstep

Residents at Mickleover can enjoy a host of convenient facilities including;   

  • An M&S Simply Food, Sainsbury’s Local and Tesco are all a short drive from your new home

  • Mickleover high street offers a range of shops, pubs, cafés and restaurants

  • The Royal Derby Hospital, Mickleover Doctors surgery, Old Forge House Dentist and Boots pharmacy are all within close proximity

  • A post office, petrol station and a cash point are just a 3-minute drive away from Barratt Homes @Mickleover

  • A number of schools for children of all ages

  • Etwall Leisure centre just a short drive away to keep fit

Efficient, modern design

Barratt Homes @Mickleover is a beautiful development that has been designed with plenty of green open spaces and mature trees. A children’s play area will also feature on the development.  

We are committed to making our homes the most energy efficient they can be. High levels of insulation, double glazing, energy efficient central heating and modern construction methods all combine to save you hundreds of pounds in bills when compared to an older house.

Find out how Barratt Homes are delivering a sustainable future for housing.

Disclaimers

Please note that all images are for illustrative purposes only. Images include optional upgrades at additional cost. Please see our Image Disclaimer for further details.

Super fast broadband is available on selected plots only. Broadband speeds may vary, which may be affected by various factors including distance from the exchange, time of day and internal home wiring. Actual installation time will be dependent on the broadband provider.

Square footage is the total internal floor area of the home, measured from the internal face of blockwork, excluding the garage (if applicable) and any area with less than 1.5m clear headroom under sloping ceilings. The area taken by stairs is included in both floors that the flight serves.

Gross annual projected rental yield figures are based on the projected yields of at least two independent valuations supplied. Figures do not represent guaranteed rental return and are based on the property being continually rented.

'5 Star Housebuilder' awarded to Barratt Developments Plc Group brands.

Following withdrawal or termination of any offer, we reserve the right to extend, reintroduce or amend any such offer as we see fit at any time.