Low deposit schemes to get you moving
If you have a low deposit, we have a range of schemes available to help make moving more affordable.
Deposit Boost
If you have a 5% deposit, we could boost it with a further 5% of the purchase price.
Rezide Equity Loan
Whether you’re a first-time buyer or an existing homeowner you could buy selected new homes, with just a 5% deposit, and a 15% equity loan, meaning you only need an 80% mortgage.
Bank of Family
Available to first-time buyers, we're offering extra help to make buying your first home even more affordable, if you’re getting financial support from your family or friends.
Key Worker Deposit Contribution
As a thank you for the support provided to our communities, we are offering key workers a contribution towards their deposit.
Armed Forces Deposit Contribution
Offering Britain's military servicemen and women a special scheme to help them get on the property ladder with a 5% deposit.
First Homes Scheme
First Homes is a Government-backed scheme designed to help more first-time buyers onto the property ladder.
Low Deposit Scheme FAQs
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Struggling to save for your deposit? We're here to help. We have a wide range of Low Deposit schemes to help you get on, or move up, the property ladder. Here is what we can offer:
Deposit Boost
If you already have a 5% deposit, we can top it up by 5% of the purchase price with the Deposit Boost scheme.
Armed Forces Deposit Contribution
We support military officials by offering a 5% Armed Forces Deposit Contribution – up to £15,000.
Key Worker Deposit Contribution
We are offering key workers a contribution of £1,000 for every £20,000 of the property price, plus we’ll include flooring. For example, for a house worth £450,000, we will pay you £22,500.
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How you get a mortgage using a Low Deposit Home scheme depends on what offer you opt for. Once you confirm your eligibility with one of our Sales Advisers, they'll put you in touch with a New Homes Mortgage Adviser who will advise you on the best mortgage options for your circumstance.
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Low Deposit Home schemes are only available on selected brand-new Barratt homes. When you decide which development you want to move to, speak to the Sales Advisers who will be able to give you more information on which homes are available.
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The majority of schemes are available to both first-time buyers and existing homeowners.