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3 key incentives to buying a new build

Oct 28, 2025
House Buying Meeting
New-build homes offer many benefits to first time buyers and existing homeowners. From Government-backed schemes to modern amenities and warranty benefits, there are many new build incentives. 
 
In this guide, we consider the financial, long-term and lifestyle incentives of buying a new-build home, and why this might be the right choice for your next move. 
 

1. Financial incentives 

Developers may offer financial incentives for first time buyers and existing homeowners when moving into a new build. 
 

Stamp Duty contributions 

As an incentive, some developers will pay part or all of the Stamp Duty on a new build, which can mean significant savings for buyers. This can be an excellent incentive for those who are taking their first step onto the property ladder. 
 
It’s still important to shop around with different developers and make sure that you aren’t overpaying on the property price to make up for the Stamp Duty contribution. First time buyers are also given have special Stamp Duty rates, paying 0% Stamp Duty up to the first £300,000.

 

Fee support and upgrades

Some developers may offer to pay your solicitor's conveyancing fees or offer reduced or refundable reservation fees to secure your property. This can make new build homes more attractive to homebuyers, offering thousands of pounds in savings. 
 
Unlike older properties, new builds don't typically require expensive structural surveys. New-build homes are also equipped with new carpets, flooring, or kitchen upgrades at no extra cost.
 

Low deposit options

Low deposits can be offered to new-build home buyers as another incentive to buy. This can be ideal for first time buyers who may be struggling to save for a deposit. 
 
Low deposit options also come in the form of new build schemes. Our Deposit Unlock  scheme helps first time buyers and existing homeowners to purchase new-build homes with just a 5% deposit. Our Deposit Boost scheme offers to match your 5% deposit, bumping you up to a 10% deposit total. These deposit support schemes can help you secure a more competitive mortgage rate.
 

Offers and schemes

Offers and schemes can incentivise buyers to purchase new build homes. Homebuyers considering new build properties also benefit from access to some Government-backed schemes. 
 
The First Homes scheme helps first time home buyers by offering a 30% discount on their new build home, up to a maximum price of £250,000, or £420,000 in London. 
You might also look into our Part Exchange scheme, which involves us buying your current home at market value, helping you move quickly into one of our new build properties without the hassle of a property chain. 
 
In Wales, the Help-to-Buy scheme is also available, letting buyers purchase brand new homes with a 5% deposit. 

 

2. Long-term incentives

New build incentives include long-term savings and hassle-free upkeep, thanks to improved energy efficiency and compliance with modern building standards. 
 

Energy efficiency and cost savings

New-build homes are built with energy efficiency in mind. Improved insulation and smart heating systems can help to reduce heat loss and heating costs over time. This also translates to improved Energy Performance Certificate (EPC) ratings when it comes to selling the new build.
 

Reduced maintenance

Thanks to being constructed from modern materials and showcasing newer appliances, maintenance costs may also be reduced in newly built homes. Homeowners can expect to pay less on the upkeep of their home in the first few years. And with no previous owners, there’s no need to worry about unexpected issues or underlying damage – the property is ready to go from the moment you move in. 
 

Extended warranties and modern build standards

New-build homes typically come with a 10-year warranty to protect you and your investment against unexpected issues. If you move out before the 10 years are up, this can be passed on to future buyers, making your property even more attractive. New builds are also built to modern building standards, which means the property won't need costly upgrades to be compliant with the newest regulations.
 

Resale value

New homes often benefit from good resale value. Thanks to their extended warranties, newer appliances and modern building standards, new build properties often retain or increase in value. With lower maintenance costs in the first few years, they appeal to future buyers looking for ready-to-move-in properties.
 

3. Lifestyle incentives

New-build homes can offer enticing lifestyle incentives, from town and city centre locations with easy access to transport links to reduced mortgage and maintenance costs that can mean more money for the things you love. 
 

Customisation and modern fixtures

A major new build incentive? These homes are ready to go from the minute you move in. With no need for renovations, redecorating or repairs, choosing a new build home can help cut costs from the off, and make moving in as simple as unpacking. Many new-build homes also come with integrated smart features, like app-controlled heating and energy monitoring. 
 

Location

New build homes can benefit from excellent locations, often including beautifully mapped out green spaces and communal areas that can enhance quality of life from the moment you arrive. New developments are also often positioned close to shared amenities and convenient transport links.
 

Hassle-free moves

New-build homes have never been lived in, which means no previous owners and no property chain. You can move into your new-build home without the hassle of taking over someone else’s space, and avoid the potential delays involved in buying from another homeowner. 
 
New homes come with extended warranties and new appliances, which means no concerns about hidden problems. Buying a new build might be the perfect step in your homebuying journey, offering peace of mind and a home that feels like yours.
 
For more information, check out our guide to buying a new build.
 
Ready to move into a new home? Explore our range of new homes in your area, designed for modern living. Check out our offers to help you get started.
 
Our Sales Advisers are on hand to guide you through your homebuying journey.
 
 

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