Deposit Boost Scheme

If you have a 10% deposit, we could boost it with a further 5% - meaning you only need an 85% mortgage.

Increase your deposit by 5%

If you have a 10% deposit, we could boost it by funding up to an additional 5% of the sale price, giving you 15% deposit in total.

This means you need to borrow less from a lender and could even secure a more competitive mortgage rate.

Here’s an example of how Deposit Boost works:

If you were looking to buy a £160,000 home you would need to have at least a £16,000 deposit (10% deposit). We could then top up to an additional £8,000 (5% deposit), giving you a total deposit of £24,000. You would then need a 85% mortgage.


How do I apply for Deposit Boost?

Kingsley Kitchen

How do I apply?

Once you’ve found a home you’re interested in, you should speak to the Sales Adviser from the development to see if you could take advantage of Deposit Boost.

The Sales Adviser can also introduce you to a New Homes Mortgage Adviser who can provide individually-tailored advice and help secure the best mortgage for your own circumstances.

Offer available on selected plots only, subject to contract and status. Offer is to contribute up to a maximum of 5% deposit payable at the time of completion and is subject to lender’s criteria.

Click here for the full terms and conditions

Showing developments closest to {{ query.term }}

Deposit Boost FAQs

  • With the Deposit Boost scheme, we'll top your 10% deposit by a further 5% of the sale price, giving you a 15% deposit in total. This way, you'll be able to borrow less from the lender and secure a more competitive mortgage rate.
  • Here's an example of how the Deposit Boost scheme works:

    • If you've set your eyes on a £300,000 home
    • You'll need a 10% deposit, £30,000
    • We could boost this by 5%, £15,000
    • Your total deposit is now £45,000
    • You would then need an 85% mortgage
  • The new home Deposit Boost scheme is available to all homebuyers, except for buy-to-let property purchasers.
  • Whether you're looking to get onto the property ladder or need more equity to buy a second home, Deposit Boost is a great option. With a total deposit of 15%, you'll be able to secure a better mortgage rate and the property you always wanted.

Showing developments closest to {{ query.term }}

You might also be interested in

Key Worker Deposit Contribution

As a thank you for the support provided to our communities, we are offering key workers a contribution of £1,000 for every £20,000 spent on the purchase price, plus flooring.  

Deposit Unlock

Available to first time buyers and existing homeowners, you could buy with just a 5% deposit. Exclusively available on selected new-build homes.

Help to Buy - Wales

Whether you're a first time buyer or existing homeowner, you could buy a brand-new home in Wales with just a 5% deposit.

Parent Power

Parents can also help. Typically they (or a close family member) could help you with your deposit, guarantee your mortgage, or act as a joint loan applicant.

Armed Forces Deposit Contribution

We're offering Britain's military servicemen and women a 5% deposit contribution to help them buy a brand-new home.

Forces Help to Buy

Forces Help to Buy is a deposit loan scheme from the Ministry of Defence.