Your guide to home buying

Between the search to find the perfect property and securing a mortgage, buying a new home can seem like a daunting task, but it doesn’t have to be.

We're here to guide you to all the information you need to get moving now, and with low mortgage rates and plenty of mortgages available, now could be a great time to buy your new home.

A step-by-step home buying guide

Buying a new home isn’t something you regularly do, so it’s no wonder the buying process can seem confusing. Whether you’re buying for yourself or buying to let, we’ve created this useful guide just for you. 

Make sense of the jargon

Buying a new home with Barratt could be a simple and convenient way to make your next move and we can help you make the choice that’s right for you. But we understand there’s a lot of information to navigate, so if you’re struggling, then take a look at our jargon buster to find out what it all means. 

Get mortgage fit

The first thing you need to do when preparing to buy your new home is to make sure you are in the best possible position to have a mortgage approved. There are lots of ways you can prepare to apply for a mortgage, and we’ve created a handy checklist to help you get mortgage fit so you can make your move. 

What is Stamp Duty?

Stamp Duty is the tax charged by the Government when you buy a home. In England and Wales, Stamp Duty rates are paid on a sliding scale based on the property price within each tax band. To help you understand this better we've provided some useful information on Stamp Duty. In Scotland Stamp Duty is now called the Land and Buildings Transaction Tax (LBTT), and you can find out more about it here. 

Consumer Code for Homebuilders

Barratt Homes is committed to delivering excellent service to its customers and as a homebuilder is governed by some of the highest levels of building regulations and consumer protection. The Consumer Code for Homebuilders is a scheme that ensures new home buyers are better informed than ever before on vital aspects of their property and we pride ourselves on leading the way in meeting those requirements. 

Help to Buy

With a range of fantastic offers to suit everyone, there’s no need to wait to find your ideal home. Whether you’re a first-time buyer or an existing homeowner, Help to Buy could help you take the next step on the property ladder. For more information, just click on the right link for your region. 

Part Exchange

With our Part Exchange scheme we could buy your existing property so you can move quickly into one of our new homes. There are no estate agent fees to pay, no chains, no fuss – just a straightforward move for you and your family.