Our energy-efficient, brand-new homes could save you up to £2,200 per year on your energy bills^, visit here to find out more.

Barratt Homes Virtual Assistant

You could buy with a 5% deposit with Help to Buy - Wales

Whether you're a first time buyer or existing homeowner, you could buy a brand-new home in Wales with just a 5% deposit.

What is Help to Buy – Wales?

With Help to Buy – Wales, you could buy a brand-new home sooner than you think.

  • You only need a 5% deposit.
  • The Government lends you up to 20% of the value of the property.
  • The loan is interest-free for five years, making your brand-new home more affordable.
  • You then need to secure a 75% mortgage.
  • Help to Buy - Wales is available on homes up to the value of £300,000.

There are a range of competitive mortgage rates available with this scheme, so it’s worth comparing lenders to find the best deal. We can introduce you to a New Home Mortgage Adviser who’ll search the market to find you a great deal.

Help To Buy - Wales Infographic

See where Help to Buy – Wales could take you

Use our Help to Buy - Wales calculator to see how the scheme could boost your deposit, then start searching for your energy-efficient, brand-new Barratt home in Wales.

£ Your first income must be more than 0
£
% Enter an interest rate between 0 and 10
£ The maximum cost cannot be greater than £{{maxHousePrice | formattedPrice}}
Monthly Cost
£{{calculations.monthlyCost}}
{{depositPercentage}}% Deposit
£{{calculations.deposit}}
{{equityLoanPercentage}}% Help To Buy Contribution
£{{calculations.equityLoan}}
{{calculations.mortgagePercentage}}% Mortgage
£{{calculations.mortgage}}

Want to know more?

More information on Help to Buy – Wales is available from the Welsh Government.

Click here for the full terms and conditions.

Showing developments closest to {{ query.term }}

Help to Buy - Wales FAQs

  • The Help to Buy – Wales scheme is available for first-time buyers and existing homeowners looking to buy their brand-new home in Wales. It is available on homes up to the value of £300,000.
  • The Help to Buy – Wales scheme has been extended until the 31st of March 2025. The 19th of December 2025 is the final date for any legal completion.
  • There are some restrictions under the Help to Buy – Wales schemes, such as:

    • The home you buy through the scheme needs to be your only one
    • You should live in it and not rent it out
    • If you already own a home, you need to sell it before applying for Help to Buy - Wales
    • You can’t use Help to Buy – Wales in conjunction with the Part Exchange scheme
    • Any mortgage you have outside the Help to Buy – Wales needs to be a repayment mortgage
    • The home you buy must be EPC rated B or above
  • From April 2023, Help to Buy – Wales is available on brand-new homes up to the value of £300,000.
  • With the Help to Buy – Wales scheme, you can buy your new home with a 5% deposit.
  • You can borrow up to 20% of the property’s value. 
  • The Help to Buy – Wales scheme is equity-free for the first five years. However, a monthly management fee of £1 applies until the loan is repaid.
  • You’ll need to repay the loan within 25 years or earlier if you sell your home.

Showing developments closest to {{ query.term }}

You might also be interested in

Key Worker Deposit Contribution

As a thank you for the support provided to our communities, we are offering key workers a contribution of £1,000 for every £20,000 spent on the purchase price, plus flooring.  

Deposit Unlock

Available to first time buyers and existing homeowners, you could buy with just a 5% deposit. Exclusively available on selected new-build homes.

Deposit Boost

If you have a 10% deposit, we could boost it with a further 5% of the purchase price.

Parent Power

Parents can also help. Typically they (or a close family member) could help you with your deposit, guarantee your mortgage, or act as a joint loan applicant.

Armed Forces Deposit Contribution

We're offering Britain's military servicemen and women a 5% deposit contribution to help them buy a brand-new home.

Forces Help to Buy

Forces Help to Buy is a deposit loan scheme from the Ministry of Defence.