Help to Buy – Wales

A brand-new home in Wales could be yours with just a 5% deposit.

Read our quick guide to find out how the scheme works, then use our calculator to see how much you could afford.

What is Help to Buy – Wales?

With Help to Buy – Wales, you could buy a brand-new home sooner than you think.

  • You only need a 5% deposit.
  • The Government lends you up to 20% of the value of the property.
  • The loan is interest-free for five years, making your dream home more affordable.
  • You then need to secure a 75% mortgage.

There are a range of competitive mortgage rates available with this scheme, so it’s worth comparing lenders to find the best deal. We can introduce you to a New Home Mortgage Adviser who’ll search the market to find you a great deal.

Homes that qualify

Help to Buy – Wales is available on Barratt homes up to the value of £300,000.

This page provides information about Help to Buy in Wales. The scheme works slightly differently in London, England and Scotland. View our location-specific pages to find out how Help to Buy works where you are.

Help to Buy England 
Help to Buy Scotland 
Help to Buy London

Who is eligible?

Most people know that the current Help to Buy scheme is available for first time buyers, but existing homeowners can benefit too.

There are a few important conditions:

  • The home you buy must be your only residence.
  • The scheme isn’t available for buy-to-let investors.
  • The scheme isn't available to those who will own any other property after completion.

Call us on 0330 057 6000 and we can introduce you to a Sales Adviser, who will tell you if you qualify for the scheme.

Help to Buy explained

Help to buy Scotland

See where Help to Buy – Wales could take you

Use our Help to Buy calculator to see how the scheme could boost your deposit, then start searching for your wonderful Barratt home in Wales.

Want to know more?

More information on Help to Buy – Wales is available from the Welsh Government.

Click here for the full terms and conditions.