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Enjoy a brand new Barratt home with just a 5% deposit and Help to Buy England†.

Available exclusively to first time buyers on new-build homes only.

What is Help to Buy?

HTB breakdown

Help to Buy could make buying your own home more affordable, helping you buy a brand-new home sooner than you think. 

  • You only need a 5% deposit.
  • The Government lends you up to 20% of the value of the property.
  • The equity loan is interest-free for 5 years, making your ideal home more affordable.
  • You then need to secure a 75% mortgage.
  • Subject to eligibility, terms and conditions.

We can introduce you to a New Home Mortgage Adviser who’ll search the market to find you a great deal.

Homes that qualify under the new scheme

The scheme is available exclusively on new build homes with the following regional price caps in England:

Help to Buy
Help to Buy

This page provides information about Help to Buy in England, outside of London. The scheme works slightly differently in London and Wales. View our location-specific pages to find out how Help to Buy works where you are.

See where Help to Buy could take you

Use our Help to Buy calculator to see how the scheme could work for you, then start searching for a beautiful Barratt home within your budget.

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Help to Buy explained

Five-star quality homebuilding

We are proud to have been awarded the maximum five stars from the Home Builders Federation*, and we are the only major national home builder to achieve this every year since 2010. Over 90% of our homeowners would recommend us to their friends*, and this knowledge allows us to continue our work providing some of the best new homes in the UK.

Want to know more?

Take a look at our:

For full guidance from Homes England, take a look at:
The Homebuyers' Guide to Help to Buy: Equity Loan

† Help to Buy is available subject to eligibility, terms and conditions.

*We are the only major national housebuilder to be awarded this key industry award 12 years in a row. “We” refers to the Barratt Developments PLC group brands including Barratt London, Barratt Homes and David Wilson Homes. Based on HBF star rating scheme from 2010 to 2021 derived from the NHBC national new homes survey at eight weeks (https://www.hbf.co.uk/policy/policy-and-wider-work-program/customer-satisfaction-survey/latest-results/), over 90% of Barratt Developments PLC group customer would recommend our brands to a friend. Barratt Development brands include Barratt London, Barratt Homes and David Wilson Homes.