We are open for appointments. See how our teams are keeping you moving in England, Scotland and Wales.

HELLO, HOMEOWNERSHIP!

Enjoy a brand new Barratt home with just a 5% deposit and the new Help to Buy England.

Available exclusively to first time buyers on new-build homes only.

What is Help to Buy?

HTB breakdown

Help to Buy could make buying your own home more affordable, helping you buy a brand-new home sooner than you think.

  • You only need a 5% deposit.
  • The Government lends you up to 20% of the value of the property.
  • The equity loan is interest-free for 5 years, making your ideal home more affordable.
  • You then need to secure a 75% mortgage.

We can introduce you to a New Home Mortgage Adviser who’ll search the market to find you a great deal.

Homes that qualify under the new scheme

The scheme is available exclusively on new build homes with the following regional price caps in England:

Help to Buy

This page provides information about Help to Buy in England, outside of London. The scheme works slightly differently in London, Scotland and Wales. View our location-specific pages to find out how Help to Buy works where you are.

See where Help to Buy could take you

Use our Help to Buy calculator to see how the scheme could work for you, then start searching for a beautiful Barratt home within your budget.

Help to Buy explained

Five-star quality homebuilding

We are proud to have been awarded the maximum five stars from the House Builders Federation*, and we are the only major national home builder to achieve this every year since 2010. 90% of our homeowners would recommend us to their friends*, and this knowledge allows us to continue our work providing some of the best new homes in the UK.