First Homes Fund: buy your first home in Scotland 

Available on selected plots only, eligibility criteria apply*.

What is First Homes Fund?

The Government could lend you up to £10,000 when you buy your first home in Scotland through this shared equity scheme. You can then increase your share at any time, or you can repay the loan when you sell your home. 

You’ll need to have a 5% deposit and secure a minimum 25% mortgage on a home that’s worth up to £300,000. 

Talk to a Sales Adviser at your chosen development, and you’ll be introduced to a New Home Mortgage Adviser.
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Are you eligible?

Get on the property ladder in Scotland with First Homes Fund; You only need a 5% deposit; The Government lends you up to £10,000; You secure a 25% minimum mortgage
  • If you’re buying on your own, you must be a first-time buyer
  • The property purchased using First Homes Fund must be your only/main residence in Scotland
  • You must have a capital repayment mortgage of at least 25% of the purchase price

Want to know more?
More information on First Homes Fund is available from the Scottish Government.

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*For full terms and conditions and eligibility criteria visit the Scottish Government's website.