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You could buy with a 5% deposit. Find out how much you can afford.
Search with Help to Buy
New is a Barratt home
Buying with Barratt
Find your new home with just a 5% deposit with Help to Buy (Scotland). Help to Buy funds are limited, and the thresholds are changing, so act now to avoid missing out.
With a Help to Buy equity loan you could find the home that’s right for you with just a 5% deposit. The Scottish Government will lend you up to 15% of the property value through an equity loan.
You’ll only need to secure up to an 80% mortgage from a bank or building society, making that first step a little easier.
The threshold will reduce each year as follows:
Check out our Help to Buy Frequently Asked Questions for more information on how Help to Buy could help you get moving.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. This calculator is provided for guidance only; Barratt Homes does not offer mortgage advice. Subject to full affordability checks, you may qualify for a higher equity loan amount from the government. You should take advice from a suitably qualified adviser before agreeing to a mortgage.
Government funding is limited each year, so act now to avoid missing out. Call us today on 0844 55 66 166 to arrange a visit at your local development, or use the search bar below to find developments near you.
More information on Help to Buy (Scotland) is available from the Scottish Government here.
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If you own a Barratt home already, please visit our dedicated support and contact pages.
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Barratt Homes is a trading name of BDW TRADING LIMITED (Company Number 03018173) a company registered in England whose registered office is at Barratt House, Cartwright Way, Forest Business Park, Bardon Hill, Coalville, Leicestershire, LE67 1UF, VAT number GB633481836. Prices correct at time of publishing. Calls to 0844 numbers cost 7 pence per minute plus your phone company’s access charge.