About Cookies

We use cookies on this website to give you the best possible experience.  To find out more and to stop cookies please go to our cookie policy.

Buy to let info
My account/Register

Loading, please wait...

Why register?

It's easier to find your ideal home with an account – and you'll be the first to hear about new homes

Help to Buy Scotland

With Help to Buy, you could buy a brand-new home with just a 5% deposit. The popular Government-backed Help to Buy scheme is now available until March 2021 in Scotland.

Take a look at how it works.

What is Help to Buy Scotland?

With Help to Buy Scotland, taking your first step on the property ladder could happen sooner than you think.

  • You only need a 5% deposit
  • The Government loans you up to 15% of the value of the property (a big boost to your deposit)
  • The loan is interest-free, making your dream home more affordable
  • You only need to secure a 80% mortgage

There are a range of competitive mortgage rates available with this scheme, so it’s worth comparing lenders to find the best deal. We can even introduce you to a (potentially fee-free) specialist New Home Mortgage Adviser who'll search the market to find you a great deal.



Homes that qualify

Help to Buy Scotland is available on Barratt homes up to the value of £200,000.

This page provides information about Help to Buy in Scotland. The scheme works slightly differently in London, England and Wales. View our location-specific pages to find out how Help to Buy works where you are.

Help to Buy England            Help to Buy Wales            Help to Buy London 




Watch: Help to Buy explained

View our short video, which explains exactly how Help to Buy works in Scotland.

Who is eligible?

Most people know that Help to Buy Scotland is available for first time buyers, but existing homeowners can benefit too.

There are a few important conditions:

  • the home you buy must be your only residence
  • the scheme isn’t available for buy-to-let investors
  • the scheme isn't available to those who will own any other property after completion.

 Call us on 0844 55 66 166 and we can introduce you to a Sales Adviser, who will tell you if you qualify for the scheme.

See where Help to Buy Scotland could take you

Use our Help to Buy calculator to find out how the scheme could help you, then start searching for a beautiful Barratt home in Scotland.


Help to Buy calculator

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. This calculator is provided for guidance only; Barratt Homes does not offer mortgage advice. Subject to full affordability checks, you may qualify for a higher equity loan amount from the government. You should take advice from a suitably qualified adviser before agreeing to a mortgage. Help to Buy not available on part buy, part rent homes for sale under the Home Reach scheme.

Inspired? Get in touch today

Use the search bar at the bottom of the page to book an appointment at a development near you.

Want to know more?

More information on Help to Buy Scotland is available from the Scottish Government.


Click here for the full Terms and Conditions


Please enter a location or postcode so we can show you the right results.
Back to top