On the 1st April 2014 the Government launched Forces Help to Buy, a deposit loan scheme from the Ministry of Defence (MOD) for regular Armed Forces members.

How it works:

The scheme aims to make it easier for Britain’s regular Armed Forces personnel by enabling successful applicants to borrow their 5% deposit from the MOD and take advantage of Help to Buy – the popular scheme that has already helped so many on the property ladder across the UK giving the necessary boost to secure a 75% mortgage with a 20% Help to Buy equity loan funded by Governement.

How much could I borrow?

The scheme offers an interest free loan to applicants of up to 50% of their salary, with a maximum of £25,000. The loan is repayable in monthly installments over the term and the typical amounts per rank are listed below:

Rank Maximum Loan Amount 
Private £10,800
Sergeant £15,000
Corporal £13,200
Major £23,800
Who is eligible?

The scheme is available to regular Armed Forces Personnel who are first time buyers and those who may need to move due to a change in circumstances. 

How do I apply?

Don’t miss out on this brilliant opportunity to own a new home of your own. Visit one of our developments and talk to one of our experienced Sales Advisers or register to receive the latest updates via email.


For more information visit the Ministry of Defence's website

Help to Buy terms and conditions for England

Help to Buy terms and conditions for Scotland

Help to Buy terms and conditions for Wales