With Help to Buy Scotland, taking your first step on the property ladder could happen sooner than you think.
- You only need a 5% deposit
- The Government loans you up to 15% of the value of the property (a big boost to your deposit)
- The loan is interest-free, making your dream home more affordable
- You only need to secure a 80% mortgage
There are a range of competitive mortgage rates available with this scheme, so it’s worth comparing lenders to find the best deal. We can even introduce you to a (potentially fee-free) specialist New Home Mortgage Adviser who'll search the market to find you a great deal.
Homes that qualify
Help to Buy Scotland is available on Barratt homes up to the value of £200,000.
This page provides information about Help to Buy in Scotland. The scheme works slightly differently in London, England and Wales. View our location-specific pages to find out how Help to Buy works where you are.
Help to Buy England Help to Buy Wales Help to Buy London