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Help to Buy in London

The Help to Buy scheme is available for first time buyers to help you move into your new build home - Discover how it works below.

Buy a new home in London with just a 5% deposit

If you are looking to buy a property in London then the London Help to Buy scheme could help you to move sooner than you think.

All you need is a 5% deposit to secure your home. The Government will lend you up to 40% of the property value, meaning you only have to secure a mortgage of up to 55% from a bank or building society. The Government equity loan is interest-free for the first five years and can be repaid at any time during the loan term or on the sale of your home.

London Help to Buy:

  • Requires a minimum deposit of only 5% of the property value of your new home.
  • Is available on new build homes up to £600,000.
  • Is available for properties located in any one of London’s 32 boroughs, or the city of London itself.

Check out our Help to Buy Frequently Asked Questions for more information on how Help to Buy could help you get moving.

Click here for the full Terms and Conditions.

Help to Buy Equity Loan for London