About Cookies

We use cookies on this website to give you the best possible experience.  To find out more and to stop cookies please go to our cookie policy.

Buy to let info
My account/Register

Loading, please wait...

Why register?

It's easier to find your ideal home with an account – and you'll be the first to hear about new homes

Help to Buy Equity Loan for London

The popular Government-funded Help to Buy Equity Loan is available until 2021, so you can find your new London home with just a 5% deposit. With interest rates at an all-time low, now really is a great time to buy.

London Help to Buy

Buy a new home in London with just a 5% deposit

With interest rates at an all-time low, now could be a great time to buy. And if you are looking to buy a property in London then the new London Help to Buy scheme could help you to move sooner than you think.

All you need is a 5% deposit to secure your home. The Government will provide an equity loan of up to 40% of the property value, meaning you only have to secure a mortgage of up to 55% from a bank or building society. The Government equity loan is interest-free for the first five years and can be repaid at any time during the loan term or on the sale of your home.

London Help to Buy:

  • Requires a minimum deposit of only 5% of the property value of your new home
  • Is available on new-build homes up to £600,000
  • Is available for properties located in one of London’s 32 boroughs, or the city of London itself

Check out our Help to Buy Frequently Asked Questions for more information on how Help to Buy could help you get moving.

This scheme has been extended until 2021 through a further £8.6 billion in Government funding[1]

[1] source: gov.uk

Help to Buy in London

Help to Buy calculator

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. This calculator is provided for guidance only; Barratt Homes does not offer mortgage advice. Subject to full affordability checks, you may qualify for a higher equity loan amount from the government. You should take advice from a suitably qualified adviser before agreeing to a mortgage. Help to Buy not available on part buy, part rent homes for sale under the Home Reach scheme.

Please enter a location or postcode so we can show you the right results.
Back to top