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Rent then Buy

Terms and Conditions

Rent then Buy is only available on selected plots and developments in England and is subject to our standard terms and conditions. 
You must be a first-time buyer and have never previously owned a home. You must be eligible for first-time buyer relief on stamp duty land tax.
You must be aged 18 or over and either a British or an Irish citizen or be able to prove your immigration status gives you the right to permanently reside in the UK.
The rental and subsequent purchase of your new home is subject to contract and will remain so until you have exchanged contracts. When you exchange you will be legally committed to a 6 month assured shorthold tenancy and to complete the purchase of your home at the end of the 6 months.
Your eligibility for Rent then Buy will depend on strict financial criteria and you must have sufficient funds to pay the standard reservation fee, the deposit of 2.5% (less the reservation fee already paid) on exchange of contracts and sufficient income to pay to us by standing order a further 2.5% deposit by monthly instalments over the 6 months that you rent your home.
These monthly instalments will be treated as rent payable to us in respect of the tenancy of your home. If you subsequently fail to legally complete your purchase of the home on the agreed legal completion date, we will be entitled to retain these payments and the 2.5% deposit you paid on exchange of contracts. If you do complete your purchase and have paid all of your rent, you will be given allowance from the price for these payments.
The total 5% deposit you pay to us before you legally complete the purchase of your home will be an advance on the price for the purchase and not a security deposit in connection with the 6-month tenancy of the home.
Prior to exchange of contracts you must obtain a mortgage offer for 95% of the price of the home and ensure that this remains valid until the legal completion date for your purchase of the home.
We reserve the right to check your financial eligibility for this scheme and if requested you must provide us with evidence of your salary, savings and mortgage offer.
During your 6-month tenancy of the home, we will remain the owner and be the landlord of the home and you will be the tenant. You will be responsible for keeping the home and the fixtures and fittings forming part of the home in good condition until you complete your purchase of the home.
We will be responsible for buildings insurance during the tenancy, but you will need to separately insure all your possessions that form the contents of the home. Once you have purchased the home the responsibility for buildings insurance will pass to you as owner.
Whilst you are a tenant of the home, you must observe all of the legal obligations affecting the home that will apply when you become its owner. You will be responsible for Council Tax, utility payments and all the usual outgoings relating to the home.
Your tenancy of the home will end on the agreed legal completion date for your purchase of the home. Around 2 months before this date, we will send you a written notice to confirm this. If you subsequently fail to complete your purchase on the legal completion date, your right to remain in the home will have ceased and if you do not leave the home, we may take legal proceedings to evict you.
This scheme may not be used in conjunction with any other sales scheme that Barratt Homes may offer from time to time.
Barratt Homes reserves the right to withdraw this scheme or alter its terms and conditions at any time before you exchange contracts with us. 

Barratt Homes General Terms and Conditions

Any promoted Barratt Homes offer is subject to contract and status. Offers are on selected plots only and are subject to availability. The offers advertised cannot be used in conjunction with any other offer on the same plot unless expressly stated otherwise. Prices and details are correct at time of going to press. All images are typical of Barratt homes and are for illustrative purposes only. Please contact the development in which you are interested for further details.

Barratt Homes reserve the right to withdraw or alter any of these offers at any time prior to the payment of a reservation fee. Contracts must be exchanged within 42 days of reservation of your property. Failure to do so may result in the loss of all or part of your reservation fee.

The current specific offers being advertised in relation to selected Barratt Homes developments are also subject to the specific terms and conditions set out above (N.B. these offers may vary from time to time and you should refer to the development in which you are interested to discover which offers are available on specific plots and developments).

Barratt Homes will not be liable for the refusal of a mortgage based on the borrower’s individual circumstances which leads to the loss of any reservation fee. Barratt Homes will not be responsible for the failure of any deal due to any defects in your existing property which arise as a result of an inspection or survey, whether a part exchange deal has been agreed or not. These terms and conditions do not affect your statutory rights.

Barratt Homes is a trading name of BDW Trading Limited (Registered Number 03018173) which is a subsidiary of Barratt Developments Plc (Registered Number: 00604574) both with registered offices at Barratt House, Cartwright Way, Forest Business Park, Bardon Hill, Coalville, Leicester, LE67 1UF.