We are open for appointments. See how our teams are keeping you moving in England, Scotland and Wales.

A handy guide to buying a bigger home

Feel confident in your decision to take the next step up the property ladder and find your dream home.

Learn why now's a great time to make your move...

Competitive mortgage rates

With lenders competing in the marketplace, mortgage rates remain competitive.

However, borrowing may not remain this attractive forever. By getting a mortgage on a bigger home now, you could take advantage of low interest rates to buy the house you’ve always dreamed of. And if you fix your mortgage repayments, you’ve got the added reassurance of knowing what your repayments will be, even if the base rate goes up.

There’s more choice of mortgages

In recent years, a lot more mortgages have come onto the market for buyers wanting to trade up. This has made it easier for some people to buy the home they’ve always wanted, especially if they want to step up the property ladder into a larger home. With competition between lenders still fierce and interest rates low, this trend seems set to continue^.

Barratt Homes

We can get you moving with a range of different schemes

Did you know...

We've been accredited with a five-star rating from the Home Builders Federation every year since 2009

At Barratt we understand the challenges that first-time buyers face, that’s why we have developed a range of schemes and incentives to help you get moving.

Help to Buy

Thanks to the UK Government’s Help to Buy scheme, first-time buyers could buy a home with just a 5% deposit.

  • In England and Wales the Government may lend you 20% of the value of your property, so you only need a mortgage for the remaining 75%. And because the Government loan is interest-free for five years, you’ll save on repayment costs during the early years of your mortgage.

    Not only does this take some of the strain out of moving up the property ladder, but it enables you to reserve your new home early. This gives you more opportunity to personalise, tailoring your home to exactly the way you want it.


Tailor your home to suit your style

Once you’ve chosen your new home, the real fun starts as you begin to make your new home your own. Our sales team will happily talk you through the wide range of personalisation options we have – everything from laminate flooring to fitted wardrobes, traditional to contemporary.

For inspiration and information visit our New is... designed around you page.


Barratt home

NB: Barratt Homes does not offer financial or legal advice. We would recommend that customers take financial advice specific to their circumstances before taking any action. Images may include optional upgrades. Calls to our 0844 number cost 7p per minute plus your phone company’s access charge.

^ Interest rates as at November 2017.