Fernwood Village

Phoenix Lane, Fernwood, NEWARK, NOTTINGHAMSHIRE, NG24 3UA

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To find out more about what we do - and don't do - with your data, read our privacy policy.

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Our exciting new phase of the popular Fernwood Village development has homes available to reserve today! Offering an exciting new collection of 2, 3 and 4 bedroom homes surrounded by beautiful Nottinghamshire countryside.

Enjoy great local amenities in the nearby market town of Newark-on-Trent and benefit from fantastic road links to Nottingham and Lincoln, plus direct rail services to London.

  • We’re bringing our homes to you – click on the available homes below to view our virtual tours
  • 5 star homebuilder for 11 years
  • Just a 5% deposit using Help to Buy
  • Quality award-winning Site Manager
  • 12 minute drive to Newark town centre
  • Quick links to the A1, travelling in both directions
  • Direct train services from Newark North Gate Station to London King's Cross
  • Ofsted rated 'Outstanding' and 'Good' schools nearby
Images include optional upgrades at additional cost

Events and offers

Get moving with just a 5% deposit

Move with just a 5% deposit

With the Government-backed Help to Buy scheme, just a 5% deposit will secure your brand new home at Berry Hill. With your deposit and a 20% equity loan provided by the government, you may only need to obtain a 75% mortgage!

Terms & Conditions

https://www.barratthomes.co.uk/offers/help-to-buy/

Help to Buy is changing

Help to Buy changing Barratt

The Government’s current Help to Buy scheme will end in March 2021 and a new one, only for first-time buyers, will start on 1 April 2021.

Still with just a 5% deposit and a 75% mortgage, first time buyers may be eligible for a Government equity loan of up to 20% of the cost of a new Barratt home.

The amount you can spend on your home will depend on where you’re looking to buy.

To use the current Help to Buy scheme in England, you’ll need to have completed on your new Barratt home by 31 March 2021.

Find out more about how Help to Buy is changing here.

1.1 This offer is only available on selected new build plots and Developments in England only (excluding London). Under the current scheme until March 2021, the maximum property value for Help to Buy is £600,000.

1.2 Help to Buy is only available on repayment mortgages and on properties which are occupied by the individual or individuals taking out the mortgage.

1.3 Purchasers will be required to raise funding (including a mortgage and a deposit) of not less than 80% of the property purchase price (excluding any mortgage fees). The property will be subject to a first charge in favour of the mortgage company. Purchaser deposit must be a minimum of 5% after the equity loan has been applied. Mortgage lender's criteria may affect any deposit percentage and whether it applies before or after the equity loan is deducted from the purchase price.

1.4 Homes England will provide an equity loan to eligible purchasers of not less than 10% and not more than 20% of the purchase price subject to the terms of the equity loan agreement. Based on the maximum purchase price of £600,000, Homes England will therefore provide an equity loan of up to £120,000.

1.5 The equity loan provided by Homes England will be secured by a second charge on the property behind the first charge referred to in paragraph 1.3.

1.6 The equity loan provided by Homes England will not incur any loan fees for the first 5 years. From the beginning of year 6, loan fees will be payable by the purchaser at an annual gross rate of 1.75% of the loan’s value, rising at the Retail Prices Index (published by the Office for National Statistics) plus 1% per year thereafter. Fees don’t count towards paying back the equity loan.

1.7 The equity loan must be repaid within 25 years of legal completion of the purchase of the property whether the property is sold or not.

1.8 The equity loan will be repayable on the basis of the greater of the price of the property or its market value at the time of future sale or mortgage repayment as opposed to the original purchase price but disregarding additions or improvements made to the property by the purchaser with the consent of Homes England. This means that if the property increases or decreases in value, the purchaser will pay Homes England the same percentage of the new price of the property as the percentage the equity loan was of the original price. This may result in Homes England being paid more or less than the original loan value.

1.9 If, on the sale of the property, the price of the property has fallen and there is insufficient money from the sale to repay the equity loan after the mortgage has been paid the purchaser will lose any deposit paid. Homes England will not however seek to recover the balance of their equity, not otherwise paid out of the proceeds of sale, from the purchaser.

1.10 The purchaser may repay the equity loan to Homes England at any time following legal completion. Repayment whether in full or by instalments will be based on the market value of the property at the time of the repayment(s) and the purchaser will have to arrange and pay for the valuation of the property at that time. The minimum instalment value is 10% of the total of the equity loans.

1.11 Detailed terms and conditions apply to the equity loan which will be made available to the purchaser via their legal advisors as part of the conveyancing process.

An example of how Help to Buy works is as follows:

 

Mortgage

£90,000

(75%)

Deposit

£6,000

(5% of purchase price)

Equity loan

£24,000

(20% provided by Homes England)

Purchase price

£120,000



The equity loan provided by Homes England will not incur any loan fees for the first 5 years. From the beginning of year 6, loan fees will be payable by the purchaser at an annual gross rate of 1.75% of the loan’s value, rising at the Retail Prices Index (published by the Office for National Statistics) plus 1% per year thereafter.


Open market value

£150,000

(a 25% uplift invalue)

Mortgage repayment

£90,000

(assuming norepayment ofcapital)

Equity loan

£30,000

(20% of the openmarket value)

Remainder available to purchaser

£30,000

 

 

Site and location

Interactive site plan
Site plan
Local area map

About the area

A fantastic location

Greater Fernwood is the ideal place for you and your family to call home. Newark Town centre is just a 12-minute drive away where you will find a number of shops, cafés, wine bars and restaurants. You’re only 35 minutes from Lincoln city centre, or if you’re looking to shop till you drop, Nottingham city centre is a 45 minute drive where you will find INTU shopping centre.

Explore your new surroundings with ease thanks to the fantastic transport links close by, including the A1 and A46 linking to the A52. The nearby train station provides direct trains to London, where the regular bus services provide easy connections to surrounding towns.

Essentials on your doorstop

At Greater Fernwood, you'll have all you need for day to day living nearby. Here's a list of the places we think will be handy for you:

• Chuter Ede Primary School (Situated next to the development)
• Sainsbury’s (1.4 miles)
• Well Pharmacy (1.6 miles)
• Tesco Express (1.7 miles)
• The Newark Academy (2.2 miles)
• Code Fitness Gym (2.8 miles)
• Newark Hospital (3.7 miles)

Efficient, modern design  

We have placed a great deal of thought and emphasis on our homes at this development, with each home having been individually designed both internally and externally to provide a unique and contemporary feel. Fernwood Village will feature green open spaces and energy efficient homes with fantastic open-plan layouts covered by our 2 year fixtures and fittings warranty. 

Find out how Barratt Homes are delivering a sustainable future for housing.

Disclaimers

Please note that all images are for illustrative purposes only. Final elevations of the property purchased may differ from those shown. Images include optional upgrades at additional cost. Please see our Image Disclaimer for further details.

Super fast broadband is available on selected plots only. Broadband speeds may vary, which may be affected by various factors including distance from the exchange, time of day and internal home wiring. Actual installation time will be dependent on the broadband provider.

Square footage is the total internal floor area of the home, measured from the internal face of blockwork, excluding the garage (if applicable) and any area with less than 1.5m clear headroom under sloping ceilings. The area taken by stairs is included in both floors that the flight serves.

Gross annual projected rental yield figures are based on the projected yields of at least two independent valuations supplied. Figures do not represent guaranteed rental return and are based on the property being continually rented.

'5 Star Housebuilder' awarded to Barratt Developments Plc Group brands.

Following withdrawal or termination of any offer, we reserve the right to extend, reintroduce or amend any such offer as we see fit at any time.