How to budget once you've moved in
Jul 20, 2018
Buying your first home is all about saving. You’ve looked at online mortgage calculators and done your sums. You finally have that all-important deposit in place and can afford all the fees. You’re well on your way to becoming a homeowner. But the budgeting never stops – even when you move in. There are those mortgage payments to keep up and a variety of bills to pay every month. Here are a few tips for keep on top of your budget, so you can enjoy all the benefits of being a homeowner.
1. Make a list of what you actually needAs soon as you move in, you’ll be tempted to go wild and buy everything you could possibly want in your new home. Remember to stop, check yourself and look critically at what you actually need to get by.
Can you really not do without a state of the art coffee machine or the most expensive juicer out there - or do you just want them? When you feel the urge to spend, take your time and question the necessity. You’ll soon fill your new home with the essentials without blowing your budget.