
How to Sell Your Home
Preparing to sell
Why do you want to sell?
- Financial reasons – some people sell to downsize and cut costs, while others move to a bigger home when their finances improve.
- Life changes – this includes major shifts like marriage, divorce, growing families or empty nests.
- Job relocation – a new job may require moving to a different city or country.
- Market timing – taking advantage of favourable market conditions.

What can you afford to buy?
How much does it cost to sell a house?
- Estate agent fees typically cost between 1% and 3.5% of your home’s sold price.
- Conveyancing fees vary, but they usually cost £800-£1,800.
- Removal costs range from £400-£1,800.
- Remortgaging fees vary from £300-£500, but they can cost more.
- Paperwork expenses, like Energy Performance Certificates (EPC), which usually cost between £60-£120.
What documents do you need to sell a house?
- Energy Performance Certificate (EPC)
- FENSA Certificate for windows and doors
- Boiler Safety Certificate
- Gas Safety Certificate
- Electrical Installation Certificate
- Building regulations certificates for extensions or major works
- Property deeds and title documents
Choosing professionals
Do I need an estate agent?
How do I choose an estate agent?
- Local expertise – choose estate agents who know your area well and can show recent sales examples.
- Track record – ask about their average selling times and success rates.
- Marketing approach – ensure they use quality photos and list on major property sites.
- Communication – choose someone responsive who keeps you updated.
- Fees and contract terms – understand exactly what you’re paying for and any tie-in periods.
Do I need a solicitor?

Pricing and marketing
How much should you sell for?
When should I put my house on the market?
How long does it take to sell a house?
- Listing the property (1 to 3 days) – estate agents take photos, write descriptions and market your home.
- Finding a buyer and receiving an offer (between 1 to 14 weeks) – buyers search, view and negotiate. Competitive pricing and high-demand locations can shorten this phase, but slower markets extend it.
- Conveyancing and the financing process (from 8 to 16 weeks) – your solicitor will handle the legal paperwork, conduct property checks and verify ownership. Delays can occur if surveys reveal issues or if buyers experience difficulties securing a mortgage.
- Exchanging contracts (1 to 2 weeks) – once both parties agree, contracts are exchanged, making the sale legally binding. Any last-minute legal adjustments or financing problems could extend this step.
- Completion and moving (1 to 4 weeks) – you’ll receive the funds for your home, and ownership officially transfers to the buyer. Moving logistics and chain dependencies can slow down this process.
Managing offers
What offer should I accept?
- The buyer’s financial position – a cash buyer can often complete more quickly, with less risk of the sale falling through due to mortgage delays.
- Timeline – if you need to move quickly, a buyer who can complete in four weeks might be more attractive than one offering slightly more money but needing three months to complete.
- Chain complexity – buyers with nothing to sell, like first time buyers, represent less risk than those in long chains.
What happens after I accept an offer?
- The conveyancing process – you and the buyer each appoint a solicitor to handle the legal aspects. Your solicitor will draft the sale contract and provide essential documents to the buyer’s solicitor.
- Property surveys and checks – the buyer may arrange a survey to assess the condition of the home. If serious issues arise, like structural damage, the buyer could renegotiate or withdraw.
- Mortgage approval (if applicable) – if the buyer is using a mortgage, their lender will conduct valuation checks to ensure the property aligns with the loan amount.
- Legal searches and queries – the buyer’s solicitor conducts searches, including land registry checks, local authority searches and environmental reports, to ensure there are no outstanding legal issues.
- Exchange contracts – once both solicitors finalise the contract and both parties agree on all terms, contracts are exchanged, making the sale legally binding. The buyer will typically pay a deposit at this point.

Top tips for selling your home
From how to get your home ready for viewings to planning ahead, here are our top tips for selling homes.
Plan ahead
Give your home a new lease of life
- A fresh lick of paint – choose neutral colours that make the space feel light and spacious.
- Maintenance issues – fix any problems, including leaky taps, squeaky doors or cracked tiles.
- Kerb appeal – ensure your garden is tidy and any exterior paintwork is in good condition.
- Professional cleaning – a spotlessly clean home suggests good maintenance, so it might be worth hiring professional cleaners to help with this.
Find a good estate agent and solicitor
Accept the right offer
- Is the offer fair?
- Is the offer enough for you to afford to buy your next property?
- How quickly do you need to sell?
- How long has the property been on the market?
- Have you already reduced your asking price?
- What is the buyer’s situation?
- Are there any other buyers interested in buying your home?
Selling Your Home FAQs
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The first step is to assess your home’s condition and consider any necessary repairs or improvements you could make that would enhance its appeal. Following this, get a valuation to determine your market price. Once you have this number, you’ll need to choose an estate agent to sell the property or consider selling it privately.
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It’s recommended to hire a solicitor or conveyancer to handle the legal aspects of the sale, including legal paperwork, property searches and managing completion.
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These are the main fees you’ll need to pay when selling your home:
- Estate agent fees
- Solicitor/conveyancing fees
- Stamp Duty Land Tax
- Energy Performance Certificate (EPC)
- Removal costs
explore our range of schemes
Help to Sell
If you’re looking to start your next adventure, but are worried about the hassle of moving, we have a range of schemes available to help you sell your existing home.
Armed Forces Deposit Contribution
We're offering Britain's military servicemen and women a 5% deposit contribution to help them buy a brand-new home.
Key Worker Deposit Contribution
As a thank you for the support provided to our communities, we are offering key workers a contribution of £1,000 for every £20,000 up to £25,000.
Own New - Rate Reducer
Own New - Rate Reducer is a brand-new scheme available on new build homes that could mean lower mortgage rates and reduced monthly payments.
Low Deposit Offers
If you have a low deposit, we have a variety of schemes available to help make moving more affordable. Learn more here.
Part Exchange
We could be your guaranteed buyer, so no stress or fuss, just an easy move for you and your family.
Parent Power
If you’re getting financial support from your family or friends to help you get on the property ladder, we could match it, up to a maximum of 5% of the purchase price.